Simple, reliable financial calculators
Cents and Stories helps you quickly estimate EMI, SIP returns, and compound growth. Pick a calculator below to get instant, shareable outputs with clear assumptions.
All Calculators
Accurate, fast and minimal tools for personal finance.
Compound Interest
Future value, compounding frequency & examples.
SIP Calculator
Monthly SIP projection, invested amount & returns.
Personal Loan (EMI)
Monthly EMI, total interest & amortization table.
Auto Loan EMI
Car loan EMI with downpayment & processing fee.
Home Loan EMI
Home loan EMI with downpayment & processing fee.
What is Articles
Quick explainers with definition, example, use case, and direct calculator links.
What is EMI
Understand EMI with a simple real-world loan example.
What is SIP
Learn SIP basics for monthly investing and long-term goals.
What is compound interest
See how reinvesting returns accelerates growth over time.
What is loan amortization
Break down EMIs into principal and interest across tenure.
What is reducing balance
Know how outstanding balance impacts loan interest.
Homepage FAQs
What does Cents and Stories help me calculate?
It helps you calculate EMI, SIP returns, and compound growth outcomes.
Which calculators are available on the site?
Compound Interest, SIP, Personal Loan EMI, Auto Loan EMI, and Home Loan EMI.
Are these calculators free to use?
Yes, all calculators are free.
Can I download or share my results?
Yes. You can download outputs, and calculator sharing support is available across the tools.
Which calculator should I use for my goal?
Choose SIP for recurring investments, Compound Interest for growth projections, and EMI calculators for loans.