Terms of Use

Use of calculators

Cents and Stories provides educational tools for financial planning scenarios. Calculations are estimates and may vary from lender, broker, or fund provider results.

No professional advice

All content is for informational purposes only and not financial advice. You are responsible for verifying assumptions and consulting qualified professionals before making decisions.

Accuracy and availability

We aim to keep tools accurate and available, but we do not guarantee uninterrupted service or error-free results.

Advertising and analytics

We may display ads and run analytics to support and improve the website. Data use for these services is described in our Privacy Policy.

Limitation of liability

To the extent permitted by law, Cents and Stories is not liable for losses arising from reliance on calculator outputs or website content.

Updates to terms

We may revise these Terms of Use periodically. Continued use of the site means you accept the updated terms.